PCP excess mileage calculator. Are you on track?

Enter your contract details below. The tracker compares your projected mileage trend against the straight-line pace needed to finish within your allowance — and estimates any excess charges if you're running ahead.

Your details

Contract

—
The odometer reading when your PCP began. Usually 0 for new cars.
If set, months elapsed is calculated automatically.

Where you are now

Auto-filled if you set a start date above.

Excess mileage charge

Check your PCP agreement — it's usually between 3p and 30p per mile. Leave blank if you're not sure; you can always add it later.
Time elapsed
—
Allowance used
—
On-track mileage by now
—
—
Over / under pace
—
—
Target from now (miles/month)
—
—
Projected overage & cost
—
—
Assumes your driving stays roughly similar going forward. Use the "Target from now" figure as a practical guide if you want to finish within your allowance.
—
Projected end mileage
—
—
Estimated excess charge
—

Mileage projection

Months 0–36
The dashed "Today" line shows your current position against the on-track pace.
Your data is saved in your browser only — nothing is sent to a server.

PCP mileage guides

Not sure how excess charges work, or wondering whether you're on track? These guides break it down.

Guide

PCP mileage limits explained

How your allowance works and when it actually matters.

Read → Guide

What happens if you go over?

What it costs, and your options at the end of the contract.

Read → Guide

Am I over my PCP mileage?

How to tell where you stand and what to do about it.

Read → Guide

How to calculate excess mileage charges

The formula, typical rates, and worked examples.

Read →

This tool is for informational purposes only and doesn't constitute financial advice. Always check your own agreement or speak to your finance provider for figures specific to your contract.